The Federal Reserve Bank of New York will release its Q4 2020 Household Debt and Credit Report on Wednesday, February 17 at 11 AM EST.
The Household Debt and Credit Report offers an updated snapshot of household trends in borrowing and indebtedness, including data about mortgages, student loans, credit cards, and auto loans.
The latest report captures consumer credit data as of the end of December 2020. The data reveals a substantial increase in new extensions of credit, with an uptick in mortgage originations measured as appearances of new mortgage balances on consumer credit reports and which include refinances.
In conjunction with the report, the New York Fed will publish a Liberty Street Economics blog post that examines mortgage origination volume by purpose and credit score.