FEDERAL RESERVE BANK of NEW YORK

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About the New York Fed
- About the New York Fed
- What We Do
- Who We Are
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- More About Us
- At the New York Fed, our mission is to make the U.S. economy stronger and the financial system more stable for all segments of society. We do this by executing monetary policy, providing financial services, supervising banks and conducting research and providing expertise on issues that impact the nation and communities we serve.
  
  The New York Innovation Center bridges the worlds of finance, technology, and innovation and generates insights into high-value central bank-related opportunities.
  
  Do you have a request for information and records? Learn how to submit it.
  
  Learn about the history of the New York Fed and central banking in the United States through articles, speeches, photos and video.
Markets & Policy Implementation

Economic Research
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- REGIONAL ECONOMY
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Financial Institution Supervision
- Financial Institution Supervision
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  - Community Reinvestment Act Exams
  - Frauds and Scams
- As part of our core mission, we supervise and regulate financial institutions in the Second District. Our primary objective is to maintain a safe and competitive U.S. and global banking system.
  
  The Governance & Culture Reform hub is designed to foster discussion about corporate governance and the reform of culture and behavior in the financial services industry.
  
  Need to file a report with the New York Fed? Here are all of the forms, instructions and other information related to regulatory and statistical reporting in one spot.
  
  The New York Fed works to protect consumers as well as provides information and resources on how to avoid and report specific scams.
Financial Services & Infrastructure
- Financial Services & Infrastructure
- Financial Services & Operations
- Financial Market Infrastructure & Reform
- The Federal Reserve Bank of New York works to promote sound and well-functioning financial systems and markets through its provision of industry and payment services, advancement of infrastructure reform in key markets and training and educational support to international institutions.
  
  The New York Innovation Center bridges the worlds of finance, technology, and innovation and generates insights into high-value central bank-related opportunities.
  
  The growing role of nonbank financial institutions, or NBFIs, in U.S. financial markets is a transformational trend with implications for monetary policy and financial stability.
  
  The New York Fed offers the Central Banking Seminar and several specialized courses for central bankers and financial supervisors.
Community Development
& Education

Credit Conditions

The New York Fed provides research and tools that examine the financial well-being of communities so that policymakers, service providers, and other community leaders can more effectively channel resources to those in need.

Credit Insecurity Index

Event: Well-Being Across America

The New York Fed hosted an event to examine the latest community credit data analysis and explore how other data tools shed light on existing inequalities across communities in America.

Report: Unequal Access to Credit

This report focuses on a new tool, the Credit Insecurity Index and explains how this analytical framework can help examine credit health at the community level.

DATA: CREDIT INSECURITY BY TRACT, AS OF DECEMBER, 2020

Community Credit

Community Credit: A New Perspective on America's Communities

This interactive highlights credit conditions in communities across the United States and provides measures of credit inclusion and stress at the U.S., state and county levels.

Learn more about the Community Credit interactive.

2014 Community Credit Chart Book

2015 Community Credit Chart Book

2016 Community Credit Chart Book

reports

The State of Low Income America: Credit Access & Debt Payment

This report outlines key takeaways about the debt holdings and credit access of low income Americans during the economic expansion and through the first half of 2020.

Credit Profiles

These analyses include detailed credit data, maps, and analytics, including down to the county and zip code levels.

New York City

Long Island

Rochester

Regional Household Debt and Credit Snapshots

The Regional Household Debt and Credit Snapshots provide an overview of trends in borrowing and indebtedness at the state and local level.