1998 Community Reinvestment Act Exams - FEDERAL RESERVE BANK of NEW YORK

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1998 Community Reinvestment Act Exams

Bank evaluations are based on lending, investment and service tests; for most banks, the lending test is weighted most heavily in determining the overall rating.

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Bank	Exam Date	Public Date*	Rating	Report
Arab American Bank 40 East 52nd Street New York, NY 10022	Apr 13, 1998	Sep 3, 1998	Outstanding	12 pages / 43 kb
Banco Popular de Puerto Rico PO Box 2708 San Juan, PR 00936-2708	Aug 3, 1998	Feb 16, 1999	Outstanding	140 pages / 331 kb
Bankers Trust Company 130 Liberty Street New York, NY 10006	Jun 1, 1998	Nov 16, 1998	Outstanding	26 pages / 62 kb
Chemung Canal Trust Company One Chemung Canal Plaza Elmire, NY 14902	Feb 17, 1998	Jul 30, 1998	Outstanding	35 pages / 80 kb
Community Bank of Bergen County 125 West Pleasant Avenue Maywood, NJ 07607	Jan 12, 1998	Jun 11, 1998	Satisfactory	14 pages / 54 kb
European American Bank One EAB Plaza Uniondale, NY 11555	Mar 2, 1998	Sep 30, 1999	Satisfactory	48 pages / 158 kb
Gotham Bank of New York 1412 Broadway New York, NY 10018	Oct 13, 1998	Apr 29, 1999	Satisfactory	8 pages / 32 kb
HSBC Bank USA One HSBC Center Buffalo, NY 14203	Oct 5, 1998	Jun 3, 1999	Satisfactory	113 pages / 291 kb
IBJ Schroder Bank and Trust Co. One State Street New York, NY 10004	Nov 30, 1998	May 12, 1999	Outstanding	10 pages / 21 kb
Manufacturers and Traders Trust Company One M&T Plaza Buffalo, NY 14240	May 4, 1998	Nov 19, 1998	Outstanding	100 pages / 397 kb
The Merchants Bank of New York 275 Madison Avenue New York, NY 10016	Sep 14, 1998	Apr 14, 1999	Satisfactory	18 pages / 901 kb
Orange County Trust Company 75 North Street Middletown, NY 10940	Sep 8, 1998	Feb 3, 1999	Outstanding	17 pages / 40 kb
Tioga State Bank 1 North Main Street Spencer, NY 14883	Feb 23, 1998	Jul 1, 1998	Satisfactory	15 pages / 64 kb
United States Trust Company of New York 114 West 47th Street New York, NY 10036	May 26, 1998	Nov 16, 1998	Satisfactory	24 pages / 76 kb


*A copy of the public section of the most recent CRA performance evaluation must be placed in a bank's public file within 30 business days after its receipt from the Board of Governors of the Federal Reserve System.

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