2007 Community Reinvestment Act Exams
Bank evaluations are based on lending, investment and service tests; for most banks, the lending test is weighted most heavily in determining the overall rating.
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Bank
Exam Date
Public Date*
Rating
Report
 
Adirondack Bank
Aug 20, 2007
Feb 14, 2008
Satisfactory
PDF
26 pages / 952 kb
 
Adirondack Trust Company
Apr 23, 2007
Oct 8, 2007
Outstanding
PDF
19 pages / 439 kb
 
Banco Popular North America
Mar 5, 2007
Apr 29, 2008
Satisfactory
PDF
90 pages / 2,914 kb
 
Bank of Cattaraugus
Aug 13, 2007
Feb 4, 2008
Outstanding
PDF
12 pages / 322 kb
 
Bank of New York
May 21, 2007
May 12, 2008
Outstanding
PDF
14 pages / 1.02 mb
 
Five Star Bank
Apr 30, 2007
Jan 17, 2008
Outstanding
PDF
43 pages / 1.51 mb
 
M & T Trust Company
May 8, 2006
Mar 22, 2007
Outstanding
PDF
195 pages / 3.22 mb
 
Peapack-Gladstone Bank
Dec 3, 2007
Sep 4, 2008
Satisfactory
PDF
24 pages / 0.97 mb
 
Solvay Bank
Nov 26, 2007
May 6, 2008
Satisfactory
PDF
17 pages / 1.58 mb
*A copy of the public section of the most recent CRA performance evaluation must be placed in a bank's public file within 30 business days after its receipt from the Board of Governors of the Federal Reserve System.
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