2009 Community Reinvestment Act Exams - FEDERAL RESERVE BANK of NEW YORK

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2009 Community Reinvestment Act Exams

Bank evaluations are based on lending, investment and service tests; for most banks, the lending test is weighted most heavily in determining the overall rating.

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Bank	Exam Date	Public Date*	Rating	Report
Adirondack Bank	August 24, 2009	July 6, 2010	Satisfactory	27 pages / 979 kb
Adirondack Trust Company	May 18, 2009	November 19, 2009	Outstanding	19 pages / 637 kb
Amboy Bank	January 26, 2009	September 23, 2010	Needs to Improve	20 pages / 1.1 mb
Banco Popular North America	March 9, 2009	June 10, 2010	Satisfactory	109 pages / 2.9 mb
Bank of New York Mellon	June 15, 2009	May 26, 2010	Satisfactory	15 pages / 922 kb
Five Star Bank	May 18, 2009	March 1, 2010	Outstanding	42 pages / 1.32 mb
Solvay Bank	November 30, 2009	October 4, 2010	Satisfactory	17 pages / 7.81 mb

*A copy of the public section of the most recent CRA performance evaluation must be placed in a bank's public file within 30 business days after its receipt from the Board of Governors of the Federal Reserve System.

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