NEW YORK - On Wednesday, July 8, the Federal Reserve Bank of New York's Liberty Street Economics blog will release a five-part series exploring inequality in accessing credit markets, including heterogeneity based on race, age, geography and income, and its implications for economic well-being.
Additionally, the New York Fed will host a webinar for members of the press on the new blog series on Wednesday, July 8 at 12 PM EDT. The webinar will feature a brief overview of the series' top findings and will include an opportunity for questions after the presentation. On July 7, ahead of the series release, Liberty Street Economics will publish a blog post that introduces the new series and briefly summarizes the key takeaways.
The latest collection of blog posts marks the third installment of the Liberty Street Economics research series on heterogeneity. Previous installments, published in October 2019 and March 2020, examined inequality in employment, earnings growth, student debt, college cost subsidies, health and housing.
The latest series will feature the following posts:
"Inequality in U.S. Homeownership Rates by Race and Ethnicity" takes a closer look at disparities in homeownership along racial lines and examines possible explanations for heterogeneity in the housing market since the Great Recession.
"Who Has Been Evicted and Why?" presents findings from a novel analysis of eviction trends in the United States and looks at differences by race and income.
"Measuring Racial Disparities in Higher Education and Student Debt Outcomes" investigates how inequality in college attendance shapes heterogeneity in student loan and repayment outcomes.
"Do College Tuition Subsidies Boost Spending and Reduce Debt? Impacts by Income and Race" builds on previous New York Fed research to explore how tuition assistance programs may affect spending behaviors, debt balances and delinquencies, and focuses on differences in these patterns by age, income and race.
"Medicare and Financial Health across the United States" examines the impact of public health insurance programs on consumer financial well-being, with a focus on heterogeneity based on age, geography and race.
Members of the press who would like tojoin the webinar should contact Desmond Lee at desmond.lee@ny.frb.org to RSVP.
