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The New York Innovation Center bridges the worlds of finance, technology, and innovation and generates insights into high-value central bank-related opportunities.
Do you have a request for information and records? Learn how to submit it.
Learn about the history of the New York Fed and central banking in the United States through articles, speeches, photos and video.
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The Governance & Culture Reform hub is designed to foster discussion about corporate governance and the reform of culture and behavior in the financial services industry.
Need to file a report with the New York Fed? Here are all of the forms, instructions and other information related to regulatory and statistical reporting in one spot.
The New York Fed works to protect consumers as well as provides information and resources on how to avoid and report specific scams.
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The New York Innovation Center bridges the worlds of finance, technology, and innovation and generates insights into high-value central bank-related opportunities.
The growing role of nonbank financial institutions, or NBFIs, in U.S. financial markets is a transformational trend with implications for monetary policy and financial stability.
The New York Fed offers the Central Banking Seminar and several specialized courses for central bankers and financial supervisors.
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We are connecting emerging solutions with funding in three areas—health, household financial stability, and climate—to improve life for underserved communities. Learn more by reading our strategy.
The Economic Inequality & Equitable Growth hub is a collection of research, analysis and convenings to help better understand economic inequality.
The Governance & Culture Reform hub is designed to foster discussion about corporate governance and the reform of culture and behavior in the financial services industry.
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Andrew F. Haughwout |
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Director of Household and Public Policy Research |
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Nonconforming Preferences: Jumbo Mortgage Lending and Large Bank Stress Tests
With Donald P. Morgan, Michael Neubauer, Maxim L. Pinkovskiy, and Wilbert van der Klaauw Federal Reserve Bank of New York Staff Reports 1029, September 2022 The Option Value of Municipal Liquidity: Evidence from Federal Lending Cutoffs during COVID-19 With Ben Hyman and Or Shachar Federal Reserve Bank of New York Staff Reports 988, October 2021 COVID Response: The Municipal Liquidity Facility With Ben Hyman and Or Shachar Federal Reserve Bank of New York Staff Reports 985, September 2021 Trends in Household Debt and Credit With Donghoon Lee, Joelle W. Scally, Lauren Thomas, and Wilbert van der Klaauw Federal Reserve Bank of New York Staff Reports 882, April 2019 Tracking and Stress-Testing U.S. Household Leverage With Andreas Fuster, Benedict Guttman-Kenney, and Andrew Haughwout Federal Reserve Bank of New York Staff Reports, 787, August 2016 Health Spending Slowed Down in Spite of the Crisis With Marco DiMaggio, Amir Kermani, Matthew Mazewski, and Maxim Pinkovskiy Federal Reserve Bank of New York Staff Reports, 781, June 2016, Revised October 2019 Determinants of Mortgage Default and Consumer Credit Use: The Effects of Foreclosure Laws and Foreclosure Delays With Sewin Chan, Andrew Hayashi, and Wilbert van der Klaauw Federal Reserve Bank of New York Staff Reports, 732, June 2015 Measuring Student Debt and Its Performance With Donghoon Lee, Wilbert van der Klaauw, Meta Brown, and Joelle Scally Federal Reserve Bank of New York Staff Reports, 668, April 2014 Negative Equity and Housing Investment With Sarah Sutherland and Joseph Tracy Federal Reserve Bank of New York Staff Reports, 636,September2013 The Supply Side of the Housing Boom and Bust of the 2000s With Richard W. Peach, John Sporn, and Joseph Tracy Federal Reserve Bank of New York Staff Reports, 556,March2012 Do We Know What We Owe? A Comparison of Borrower- and Lender-Reported Consumer Debt With Meta Brown, Donghoon Lee, and Wilbert van der Klaauw Federal Reserve Bank of New York Staff Reports, 523,October2011 Real Estate Investors, the Leverage Cycle, and the Housing Market Crisis With Donghoon Lee, Joseph Tracy, and Wilbert van der Klaauw Federal Reserve Bank of New York Staff Reports, 514, September 2011 Land use regulation and welfare  With Matthew A Turner, and Wilbert van der Klaauw January 2011 36 pages / 880 KB The Financial Crisis at the Kitchen Table: Trends in Household Debt and Credit With Meta Brown, Donghoon Lee, and Wilbert van der Klaauw Federal Reserve Bank of New York Staff Reports, 480, December 2010 Second Chances: Subprime Mortgage Modification and Re-Default With Ebiere Okah and Joseph Tracy August 2010 47 pages / 299 KB See also >> Federal Reserve Bank of New York Staff Reports,417, Revised August 2010 The Financial Crisis at the Kitchen Table: Recent Trends in Household Debt and Credit With Meta Brown, Donghoon Lee, and Wilbert van der Klaauw September 2009 The Homeownership Gap With Richard Peach, and Joseph Tracy 22 pages / 110 KB Below the Line: Negative Equity among Nonprime Mortgages With Ebiere Okah 33 pages / 378 kb The Attack on the Work Trade Center: Economic and Fiscal Impacts on New York City,Prepared for the conference, held May 11, 2004 at the Russell Sage Foundation The Linkage between Regional Economic Indexes and Tax Bases: Evidence from New York City With Robert Rich, Jason Bram, James Orr and Rae Rosen How Should Suburbs Help Their Central Cities With Bob Inman 33 pages / 433 kb Public Wealth and Local Land Values With Joseph Gyourko and Robert Inman 48 pages / 3.6 mb State Infrastructure, the Distribution of Jobs, and Productivity 34 pages / 101 kb With Robert Inman The views expressed in the papers listed on this page are those of the author(s) and do not necessarily reflect the position of the Federal Reserve Bank of New York or the Federal Reserve System. |
