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The New York Innovation Center bridges the worlds of finance, technology, and innovation and generates insights into high-value central bank-related opportunities.
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Learn about the history of the New York Fed and central banking in the United States through articles, speeches, photos and video.
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The Governance & Culture Reform hub is designed to foster discussion about corporate governance and the reform of culture and behavior in the financial services industry.
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The New York Innovation Center bridges the worlds of finance, technology, and innovation and generates insights into high-value central bank-related opportunities.
The growing role of nonbank financial institutions, or NBFIs, in U.S. financial markets is a transformational trend with implications for monetary policy and financial stability.
The New York Fed offers the Central Banking Seminar and several specialized courses for central bankers and financial supervisors.
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The Economic Inequality & Equitable Growth hub is a collection of research, analysis and convenings to help better understand economic inequality.
The Governance & Culture Reform hub is designed to foster discussion about corporate governance and the reform of culture and behavior in the financial services industry.
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Daniel Mangrum |
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Research Economist |
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Income Growth Outpaces Household Borrowing Mortgage Lock‑In Spurs Recent HELOC Demand Delinquency Is Increasingly in the Cards for Maxed-Out Borrowers How Are They Now? A Checkup on Homeowners Who Experienced Foreclosure The New York Fed Consumer Credit Panel: A Foundational CMD Data Set How and Why Do Consumers Use “Buy Now, Pay Later”? Auto Loan Delinquency Revs Up as Car Prices Stress Budgets Credit Card Delinquencies Continue to Rise–Who Is Missing Payments? An Update on the Health of the U.S. Consumer Borrower Expectations for the Return of Student Loan Repayment Who Is Offered and Uses Buy Now, Pay Later? Credit Card Markets Head Back to Normal after Pandemic Pause The Great Pandemic Mortgage Refinance Boom Younger Borrowers Are Struggling with Credit Card and Auto Loan Payments Balances Are on the Rise--So Who Is Taking on More Credit Card Debt? Revisiting Federal Student Loan Forgiveness: An Update Based on the White House Plan Three Key Facts from the Center for Microeconomic Data’s 2022 Student Loan Update Historically Low Delinquency Rates Coming to an End Refinance Boom Winds Down Who Are the Federal Student Loan Borrowers and Who Benefits from Forgiveness? Student Loan Repayment during the Pandemic Forbearance Car Prices Drive Up Borrowing Credit Card Trends Begin to Normalize after Pandemic Paydown Daniel Mangrum's CV 
The views expressed in the papers listed on this page are those of the author(s) and do not necessarily reflect the position of the Federal Reserve Bank of New York or the Federal Reserve System.
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