Public Meeting Regarding J.P. Morgan Chase & Co. and Bank One Corporation

Thursday, April 15
New York City


9:00am - 9:05am	Welcome and Opening Remarks
	Sandra Braunstein, Director, Division of Consumer and Community Affairs, Board of Governors of the Federal Reserve System
	James K. Hodgetts, Senior Vice President, Legal and Compliance Risk Federal Reserve Bank of New York
	Edward B. Kramer, Deputy Superintendent of Banks State of New York Banking Department
	Walter McEwen, Senior Counsel Board of Governors of the Federal Reserve System

9:05am - 9:25am	Applicant Presentation
	William Harrison, Chairman & CEO, J.P. Morgan Chase & Co.
	Heidi Miller, Executive Vice President, Bank One Corporation
	Byron Reed, First Vice
	President, Bank One, N.A. (Illinois)
	Mark Willis, Executive Vice
	President, JPMorgan Chase Bank

9:25am - 9:55am	Panel One
	Rev. Jesse L. Jackson, Sr., Rainbow/Push Wall Street Project
	Matthew Lee, Inner City Press/Community on the Move & Fair Finance Watch
	Ruhi Maker, Greater Rochester Community Reinvestment Coalition
	Joseph Muriana, University Neighborhood Housing Program
	Rashmi Rangan, Delaware Community Reinvestment Action Council
	Deb Howard, Pratt Area Community Council

9:55am - 10:25am	Panel Two
	Sarah Gerecke, Neighborhood Housing Services of New York City
	Colvin Grannum, Bedford Stuyvesant Restoration Corp.
	Mark Pinsky, National Community Capital Association
	David Raynor, Leviticus 25:53 Alternative Fund
	Michael Rubinger, Local Initiatives Support Corporation
	Cynthia Russell, Connecticut Housing Investment Fund, Inc.

10:40am - 11:10am	Panel Three
	Representatives from The Greenlining Institute

11:10am - 11:45am	Panel Four
	Amalia Betanzos, Wildcat Service Corporation
	Reverend Clarence Kenton, True Worship Church
	Amy Klaben, Columbus Housing Partnership, Inc.
	James Klein, Ohio Community Development Fund
	Rosemarie Noonan, Housing Action Council
	James Paley, Neighborhood Housing Services of New Haven, Inc.
	Arthur Woodward, Flower City Habitat for Humanity

11:45am - 12:20pm	Panel Five
	Astrid Andre, Association for Neighborhood & Housing Development, Inc.
	Kirsten Keefe, Greater Upstate Law Project, Inc.
	Sarah Ludwig, Neighborhood Economic Development Advocacy Project
	Rev. Frank Parker, SJ, Jesuit Conference
	Irma Rodriguez, The Forest Hills Community House, Inc.
	Barbara Van Kerkhove, Greater Rochester Community Reinvestment Coalition
	Michelle de la Uz, Fifth Avenue Committee

12:20pm - 12:50pm	Panel Six
	Luz Gomez, ACCION USA
	Clifford Hardy, First Housing Development Corporation of Florida
	Roy Hastick, Caribbean American Chamber of Commerce and Industry, Inc
	Chris Jenkins, Non Profit Finance Fund, NFF
	Edwin Reed, Greater Allen Cathedral
	Dennis Reeder, Washington Heights and Inwood Development Corporation

12:50pm - 1:35pm	Lunch Break

1:35pm - 2:05pm	Panel Seven
	Janie Barrera, ACCION, TX
	Curtis Chambers, Progressive Neighborhood Federal Credit Union
	William Clark, Urban League of Rochester
	John Madeo, Fairfield 2000 Homes Corp
	Barbara Necarsulmer, Delaware Small Business Development Center
	Adam Weinstein, Phipps Houses

2:05pm - 2:40pm	Panel Eight
	Brigitte Amiri, South Brooklyn Legal Services
	Chris Cole, Independent Community Bankers of America
	Alan Fisher, California Reinvestment Coalition
	Richard Marsico, NY Law School – Economic Justice Project
	Joe Myer, NCALL Research – Delaware Rural Housing Consortium
	Kelly Obit, Syracuse United Neighbors
	Lloyd Williams, Greater Harlem Chamber of Commerce

2:40pm - 3:10pm	Panel Nine
	David Gallagher, Center for Neighborhood Economic Development
	Ernest Gonzalez, Long Island Hispanic Chamber of Commerce
	George McDonald, The Doe Fund
	Jim Morgo, Long Island Housing Partnership
	Maurice Segall, Pro Bono Partnership
	Reverend Terry Troia, Project Hospitality

3:10pm - 3:40pm	Panel Ten
	Joseph Carbone, The Workplace, Inc.
	William Frey, The Enterprise Foundation
	David Pagan, Southside United HDFC
	Ghebre Selassie Mehreteab, The NHP Foundation
	David Scheck, New Jersey Community Capital

3:40pm - 3:55pm	Break

3:55pm - 4:25pm	Panel Eleven
	Maura Caroselli, NJ CitizenAction
	Lautaro Diaz, National Council of La Raza
	Toni Downes, Westchester Residential Opportunities, Inc.
	Lisa-Nicolle Grist, Neighbors Helping Neighbors, Inc.
	Gregory Jost, University Neighborhood Housing Program
	Wilbur Klatsky, Community Development Corp. of LI

4:25pm - 4:50pm	Panel Twelve
	David Chen, Chinese-American Planning Council
	Mariano Diaz, C-Town Supermarket/NSA
	Ronda Kotelchuck, Primary Care Development Corporation
	Timothy Marshall, Jamaica Business Resource Center
	Marie Matos, Latin American Community Center
	Marcos Ronquillo, Godwin Gruber, LLP

4:50pm - 5:15pm	Open Testimony

5:15pm -	Adjourn for Day