Assessing the Household Credit Recovery: Post-Crisis Developments in Credit Use and Credit Repair

Museum & Visits Regional Economy Data & Statistics Careers Blog Press Center

About the New York Fed
- About the New York Fed
- What We Do
- Who We Are
  - Bank Leadership
  - Diversity and Inclusion
- Communities We Serve
- Governance
- More About Us
- At the New York Fed, our mission is to make the U.S. economy stronger and the financial system more stable for all segments of society. We do this by executing monetary policy, providing financial services, supervising banks and conducting research and providing expertise on issues that impact the nation and communities we serve.
  
  The New York Innovation Center bridges the worlds of finance, technology, and innovation and generates insights into high-value central bank-related opportunities.
  
  Do you have a request for information and records? Learn how to submit it.
  
  Learn about the history of the New York Fed and central banking in the United States through articles, speeches, photos and video.
Markets & Policy Implementation

Economic Research
- Economic Research
- U.S. Economy
  - Consumer Expectations & Behavior
  - Growth & Inflation
  - Labor Market
  - Financial Stability
  - Banking
- REGIONAL ECONOMY
- RESEARCHERS
  - PUBLICATIONS
  - RESEARCH CENTERS
  - CALENDAR

Financial Institution Supervision
- Financial Institution Supervision
- Supervision & Regulation
  - Circulars
  - Regulations
- Reporting Forms & Instructions
  - Reporting Forms
  - Correspondence
- Bank Applications
- Consumer Protection
  - Community Reinvestment Act Exams
  - Frauds and Scams
- As part of our core mission, we supervise and regulate financial institutions in the Second District. Our primary objective is to maintain a safe and competitive U.S. and global banking system.
  
  The Governance & Culture Reform hub is designed to foster discussion about corporate governance and the reform of culture and behavior in the financial services industry.
  
  Need to file a report with the New York Fed? Here are all of the forms, instructions and other information related to regulatory and statistical reporting in one spot.
  
  The New York Fed works to protect consumers as well as provides information and resources on how to avoid and report specific scams.
Financial Services & Infrastructure
- Financial Services & Infrastructure
- Financial Services & Operations
- Financial Market Infrastructure & Reform
- The Federal Reserve Bank of New York works to promote sound and well-functioning financial systems and markets through its provision of industry and payment services, advancement of infrastructure reform in key markets and training and educational support to international institutions.
  
  The New York Innovation Center bridges the worlds of finance, technology, and innovation and generates insights into high-value central bank-related opportunities.
  
  The growing role of nonbank financial institutions, or NBFIs, in U.S. financial markets is a transformational trend with implications for monetary policy and financial stability.
  
  The New York Fed offers the Central Banking Seminar and several specialized courses for central bankers and financial supervisors.
Community Development
& Education

Event

Assessing the Household Credit Recovery: Post-Crisis Developments in Credit Use and Credit Repair

September 19, 2014

Household Debt and Credit Report
for the Second District

At this conference, the Federal Reserve Bank of New York is releasing its Household Debt and Credit Report for the Second District. This report focuses on New York, New Jersey and Connecticut as well as New York City. It provides a snapshot of household trends in borrowing and indebtedness, including data about mortgages, student loans, credit cards, auto loans, home equity lines of credit (HELOC) and delinquencies.

Fact Sheets

New York | New Jersey | Connecticut | New York City | Technical Notes

Event Details

The community development divisions of the Federal Reserve Banks of New York and Philadelphia and Rutgers University are organizing this forum for researchers and practitioners to discuss various topics related to credit access and consumer debt, with a particular focus on how households in New Jersey are faring. Speakers will share the latest research and emerging strategies for consumers to improve their balance sheets, repair credit, and gain access to mainstream financial products.

Date
Friday, September 19

Location
Rutgers University
New Brunswick, N.J.

Audience
Open to the general public.

Registration

Registration is closed.

Agenda
Download the current agenda

Contact
Stephanie Rosoff
(212) 720-7493
stephanie.rosoff@ny.frb.org
NY.Fed.Media.Relations@ny.frb.org

By continuing to use our site, you agree to our Terms of Use and Privacy Statement. You can learn more about how we use cookies by reviewing our Privacy Statement.