FEDERAL RESERVE BANK of NEW YORK

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Description

The most frequently requested credit product was a business line of credit, yet it had a denial rate of 63 percent. With the exception of vehicle or equipment financing, which had the highest approval rate of 63%, products that require collateral pledges seem harder for applicants to obtain in an environment of depressed asset and real estate values.

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Small Business Finances Poll pdf

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Small Business Finances Poll

The most frequently requested credit product was a business line of credit, yet it had a denial rate of 63 percent. With the exception of vehicle or equipment financing, which had the highest approval rate of 63%, products that require collateral pledges seem harder for applicants to obtain in an environment of depressed asset and real estate values.

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